Don't Let Fees Stop
Your Dream Education
Get instant education loans & flexible EMI plans for all CosmosIQ programs. Low interest, zero collateral, fast approval — study now, pay later.
₹50K–₹5L
Loan Amount
9.0% p.a.
Starting Interest
24 hrs
Approval Time
5,000+
Students Financed
Why CosmosIQ EduFinance?
Low Interest Rates
Starting at 9.5% p.a. — lower than most personal loans, designed for students
Fast Approval
Get in-principle approval within 24 hours. Disbursement in 3–5 working days
Minimal Documentation
Aadhaar, PAN, admission letter & income proof — no complex paperwork
Flexible Repayment
EMI starts after course completion or job placement. Up to 60 months tenure
Zero Collateral
Loans up to ₹2L without any collateral or guarantor requirement
Covers All CosmosIQ Programs
Valid for all courses including MBA, Data Science, AI, CBSE tutoring & skill programs
Choose Your Loan Plan
Flexible plans designed for every learner's need
Starter Loan
Up to ₹50,000
- No collateral required
- Aadhaar + PAN only
- Approval in 24 hrs
- For skill & certificate courses
EduPro Loan
Up to ₹2,00,000
- Zero collateral
- Moratorium period available
- Post-placement EMI option
- For degree & MBA programs
Premium Loan
Up to ₹5,00,000
- Minimal collateral
- Co-applicant allowed
- Tax benefit u/s 80E
- For PG, MBA, global programs
How It Works
Fill Application
Complete the simple online form with basic details — takes 5 minutes
Upload Documents
Upload Aadhaar, PAN, admission letter and income proof
Verification
Our team reviews & forwards to bank partner within 2 hours
Loan Approval
Get in-principle approval in 24 hours, final approval in 3 days
Disbursement
Amount directly credited to CosmosIQ / your account in 5 working days
Our Lending Partners
HDFC Bank
Education Loan Partner
ICICI Bank
Education Loan Partner
Axis Bank
Education Loan Partner
SBI
Education Loan Partner
Bank of Baroda
Education Loan Partner
Avanse Finance
EdTech Financer
Ready to Fund Your Future?
Join 5,000+ CosmosIQ students who turned their dream education into reality with EduFinance
Apply for Education Loan*Subject to eligibility. T&C apply. Loans provided through partner banks & NBFCs.